While most plan sponsors understand that their plans must offer continuation coverage under COBRA for their medical benefits, many administrators find themselves on less solid ground when it comes to COBRA coverage and health flexible spending accounts (health FSAs). If an employee elects to contribute to a health FSA and terminates ...
Several new lawsuits have been filed recently alleging that employers violated HIPAA’s non-discrimination rule by charging higher health insurance premiums to employees who use tobacco products. As we have discussed in previous blogs, many employers include a “tobacco surcharge” in their plans, which typically asks employees to ...
As employers increasingly struggle with rising health plan costs, the IRS has provided some good news. Recently, the IRS announced that the Affordable Care Act (ACA) affordability threshold will increase to 9.96% of household income for plan years starting in 2026. This is an increase from the 9.02% that applied to 2025. This significant ...